Factor smarter and save with 1.0% rates

Savings are built into the factoring platform so you can save while factoring.

Your ways to save

1.0% factoring on Outgo Card purchases

1.0% factoring when you wait

When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1%.

How is factoring with Outgo different?

Factoring with Outgo is flexible so you can spend smarter and save

Your factorable funds are part of your spending power
Spend how you want, when you want
We optimize which invoices should be factored, if at all
Unlock savings based on how and when you factor

How it works

Funds are added to your spending power

Rather than automatically factoring all of your invoices immediately, your funds are available for you to spend on demand.

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Spend these funds on demand how and when you want

Because factoring is on demand, you’re not charged a fee until you choose to spend. This way you’re in control of how you factor so you can get the best rate.

We pick the best invoice so you can save

When you make a transaction, we always assume you don’t want to factor and we always pick the best invoice to factor so you can unlock the most savings.

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Unlock savings based on how and when you factor

Factor on demand from your factorable funds with your Outgo Card and your rate drops to 1%.

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The Outgo Card isn’t the only way to lower your rate to 1.0%.

Wait until day 30 and your funds are automatically factored at 1.0%, guaranteed.

FAQs

What Outgo Card transactions qualify for 1.0% factoring?

Any purchase with your Outgo Card.

How easy is it to cancel my plan?

Our agreements are flexible. We don’t require annual contracts.

You may cancel our agreement at any time and we require a 15-day notice. To cancel, you’ll need to either buy out any invoices that we’ve processed on your behalf, or work with another factoring company to buy them out.

We will work with any factoring company to make your transition as easy as possible. We’ll even help you review your new contract with them. We’re always looking out for you, even if you decide to cancel your account with Outgo.

Get the platform built so you factor less

With Outgo, factoring fees are charged when you spend – so you can save with every transaction.