Get Low, Transparent Factoring Rates from Outgo
Looking for the best rate?
Our Rate Match Guarantee means we will meet or beat your current rate.
Rates and fees
Factoring rate
Rates based on your fleet size:
| Category | Monthly Invoicing | Rate |
|---|---|---|
| Owner-operator | Less than $18k | 3% |
| Fleets | $18k-$80k | 2.5% |
| Custom | $80k+ | Custom |
Outgo Debit Card:
- 1.0% factoring rate on purchases
- Drop your rate when you use your Outgo Card
Instant access to funds
- ATM:
- In Network: Free
- Out of Network: $2.50
- Transactions:
- Domestic: Free
- International: 1.0%
Transfers
| Transfer Method | Fee |
|---|---|
| Instant transfer | 1.0% transaction (max $20.00) |
| Wire transfer | $20.00 |
| ACH transfer | Free |
Outgo's Rate Match Guarantee
Want more from freight factoring, but without paying more? Outgo offers more and will meet or beat your current rate.
Your ways to save
- 1.0% factoring on Outgo Card purchases
- 1.0% factoring when you wait (max rate drops to 1.0% after Day 30)
Risk Free
No annual contracts and no cancellation fees. Flexible with no minimum fees and reserves.
Fees
- Transfer fees:
- Instant: 1.0% fee max $20.00
- Same or next day (Wire Transfer): $20.00
- 1-3 days (ACH Transfer): Free
- Card fees:
- In-network ATM fee: Free
- Domestic transaction fee: Free
- Out-of-network ATM fee: $2.50
- International transaction fee: 1.0%
How does Outgo compare?
Compare us against Triumph vs Outgo, TAFS vs Outgo, and TBS vs Outgo.
FAQs
What Outgo Card transactions qualify for 1.0% factoring?
Any purchase with your Outgo Card. Drop your factoring rate to 1.0% and save on Outgo Card purchases.
How fast can you factor?
25% of invoices are factorable in 15 minutes or less. We review and process payments within 4 hours of invoice upload.
How do I qualify for 1.0% factoring on day 30?
If you do not factor, at Day 30 your rate drops to 1.0%.
What happens if my invoicing volume changes?
We review invoicing volume quarterly and will connect with you to discuss any changes.
How easy is it to cancel my plan?
You may cancel our agreement at any time with a 15-day notice.