Looking for the best rate?

Our Rate Match Guarantee means we will meet or beat your current rate.

Rates and fees

Factoring rate

Rates based on your fleet size:

• Owner-operator: Less than $18k monthly invoicing - 3%
• Fleets: $18k-$80k monthly invoicing - 2.5%
• Custom: $80k+ monthly invoicing - Custom

Outgo Debit Card1

• 1.0% factoring rate on purchases
• Drop your rate when you use your Outgo Card
• Instant access to funds

ATM Fees

• In Network: Free
• Out of Network: $2.50

Transactions

• Domestic: Free
• International: 1.0%

Transfers

• Instant transfer - 1.0% transaction (max $20.00 fee)
• Wire transfer - $20.00
• ACH transfer - Free

Outgo's Rate Match Guarantee

Want more from freight factoring, but without paying more? Outgo offers more and will meet or beat your current rate.

Max rate

• Your ways to save:
  • 1.0% factoring on Outgo Card1 Purchases
  • 1.0% factoring when you wait

When you choose to factor, you're charged an industry-low factoring fee, but if you decide not to factor, at Day 30 your rate drops to 1.0%.

Benefits

• Risk Free
  No annual contracts and no cancellation fees
• Flexible
  No reserve and no minimum fees
• Non-recourse
  Your business is protected if a broker goes bankrupt

Fees

Transfer Fees

• Instant: 1.0% fee (max $20.00)
• Wire Transfer: $20.00
• ACH Transfer: Free

Card Fees

• In-network ATM fee: Free
• Domestic transaction fee: Free
• Out-of-network ATM fee: $2.50
• International transaction fee: 1.0%

Comparison with Other Companies

• Rate: 2-5% Fixed rate
• Smart factoring: N/A

Traditional Factoring Companies

• Rate: 3% or less based on your fleet size

FAQs

What Outgo Card1 transactions qualify for 1.0% factoring?
Any purchase with your Outgo Card.

How fast can you factor?
25% of invoices are factorable in 15 minutes or less.

How do I qualify for 1.0% factoring on day 30?
When you choose to factor, you're charged an industry-low factoring fee – your max rate, but if you decide not to factor, at Day 30 your rate drops to 1.0%.