Outgo's Rate Match Guarantee
The Outgo Rate Match Guarantee
With the Outgo Rate Match Guarantee, you can keep your current rate and also get Outgo’s industry-leading payment speeds, customer support, and tools to grow your business.
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Our rates
Got a better rate? We'll match or beat it.
Instead of sacrificing dependability and support to get your lowest rate, now you can partner with a company that always has your back and still save.
Owner-operator
Less than $18k monthly invoicing
- Rate: 3%
Fleets
$18k-$80k monthly invoicing
- Rate: 2.5%
Custom
$80k+ monthly invoicing
- Rate: Custom
How it works
01 Start our application
Fill out our short form so we can get to know you and your business.
02 Chat with your account executive
Talk to our team at +1 (888) 308-8810 to learn more about Outgo and our Rate Match Guarantee Program.
03 Rate analysis
Provide your contract for our team to review your current rate, verify your eligibility, and then match your rate. In some cases, we may even beat it.
04 Join Outgo
Complete your application and start factoring with Outgo.
Our features
Get the match and make your choice
Choose a factoring company with great features and service, as well as low rates
Here’s what Outgo offers
Low rates, including 1.0% rates on purchases with the Outgo Card1
Non-recourse, so you’re covered
No reserves, no minimums, no hidden fees
No annual contracts, cancel in 15 days
Instant access to funds, no more waiting for transfers
How does Outgo compare? Find out for yourself.
Who is eligible?
Because of how guarantees work, the offering has to be comparable to what Outgo offers today.
You’re guaranteed as long as you meet the following criteria:
- Active non-recourse contract
- You’re not currently charged for check processing or invoicing fees
- Contract does not include equipment loans or merchant cash advances
- You’re approved to factor with Outgo
- Your average invoice value is at least $750 in the last month
- Your average invoice volume per month does not exceed $500,000
Unsure if you meet the requirements? If it seems unclear, or if you don’t meet the eligibility, contact us and we’ll see what you qualify for with Outgo.
Check eligibility Call us at +1 (888) 308-8810
The Outgo Rate Match Guarantee Program
Offer open to eligible freight carriers who are under active factoring contracts meeting the criteria below (“Qualifying Contracts”). Outgo will match the discount rate (also known as factoring rate) in the Qualifying Contracts for one year (“Rate Match Program”).
Recourse contracts not eligible, rate match applies to discount rate only, and excludes banking, service and other fees. In the event that Outgo incurs costs to facilitate a buyout of a Qualifying Contract, eligible carriers may be required to pay a premium atop the matched rate for a “buyout pricing period” until Outgo has recouped the buyout costs. Rate match period effective for one year, begins upon Outgo contract signing or after conclusion of any applicable buyout pricing period, whichever occurs later.
To qualify, a contract must meet the following conditions
- Contract is active and in force and verified as such by Outgo
- Contract is for non-recourse factoring.
- 100% advance rate
- $0 check processing fee
- $0 per invoice fee
To be eligible, a carrier must meet the following conditions
- Carrier must be approved to factor with Outgo by completing its underwriting process. Approval is in Outgo’s sole discretion.
- Carrier must have an average invoice value of at least $750 for all invoices submitted in the prior 30 days.
- The contract may not include any equipment loans or merchant cash advances.
Offer valid in the United States only, from 6/3/25 to 9/3/25, does not apply to existing Outgo customers. Outgo engagements under the Rate Match Program are subject to all Outgo Terms of Service, Instant payment agreements, and Outgo’s privacy policy.