Looking for the best rate?

Our Rate Match Guarantee means we will meet or beat your current rate.

Rates and fees

Factoring rate

Rates based on your fleet size:

• Owner-operator
  Less than $18k monthly invoicing
  3%
• Fleets
  $18k-$80k monthly invoicing
  2.5%
• Custom
  $80k+ monthly invoicing
  Custom

Outgo Debit Card1

1.0% factoring rate on purchases
Drop your rate when you use your Outgo Card1

• Instant access to funds
• ATM
  • In Network: Free
  • Out of Network: $2.50
• Transactions
  • Domestic: Free
  • International: 1.0%
• Transfers
  • Instant transfer: 1.0% transaction (max $20.00 fee)
  • Wire transfer: $20.00
  • ACH transfer: Free

Outgo's Rate Match Guarantee

Want more from freight factoring, but without paying more? Outgo offers more and will meet or beat your current rate.

Max rate: 2.5%

Your ways to save

• 1.0% factoring on Outgo Card1 Purchases
• 1.0% factoring when you wait

When you choose to factor, you're charged an industry-low factoring fee. If you decide not to factor, at Day 30 your rate drops to 1.0%.

Risk Free

No annual contracts and no cancellation fees.

Flexible

No reserve and no minimum fees.

Non-recourse

Your business is protected if a broker goes bankrupt.

Fees

Transfer fees

• Instant: 1.0% fee • Max $20.00
• Same or next day: Wire Transfer $20.00
• 1-3 days: ACH Transfer Free

Card fees1

• In-network ATM fee: Free
• Domestic transaction fee: Free
• Out-of-network ATM fee: $2.50
• International transaction fee: 1.0%

Factoring is outdated, we do so much more

Compare Outgo

• Standard Pay
• Quick Pay

Payout speeds

• 1-2 day funding: Four hours or less
• Flexible contracts: No annual contracts or cancellation fees
• Broker bankruptcy protections: Non-recourse so your business is protected

How does Outgo compare?

See how competitors compare to Outgo when it comes to rates, funding speeds, contract length, and more.

FAQs

What Outgo Card1 transactions qualify for 1.0% factoring?
Any purchase with your Outgo Card.

How fast can you factor?
25% of invoices are factorable in 15 minutes or less.

What happens if my invoicing volume changes?
We review invoicing volume quarterly.

How easy is it to cancel my plan?
Our agreements are flexible. We don’t require annual contracts.