Start Factoring Today and Get Paid Fast

Ready to factor?

We offer easy access to factoring through our load board and the industry's fastest payment service. Get rates as low as 1.0% with the Outgo Card1, funding available 24/7, no long-term contracts or hidden charges.

Fill out this form and our team will contact you shortly

• First name*
• Last name*
• Email*
• Phone number*
• MC or DOT number*
• Company name*
• Factoring status*
  Select - In a factoring contract / No current factor

Learn more about factoring

Factor smarter, faster, and save

Transparent pricing

No annual contracts

Automated invoicing

Instant access to funds

Our Rate Match Guarantee is only the beginning

Transparent pricing

Save with Smart Factoring

No annual contracts

Instant access to funds

Get started today

The best is yet to come

Outgo is now part of DAT Freight & Analytics

Adding fast, transparent payments to the industry’s largest freight marketplace.

See what everyone is raving about

“In 25 years of business, I’ve never met a company that provides 5-star service for 1-star prices.”

David Brooks, RJDB

“We are so glad we chose to make the switch to Outgo and we appreciate the great service and support they continue to give our business.”
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Kelley Transportation

Our rates and fees

We help you keep the most of what you earn. Outgo is built so you factor less, get paid faster, and invoice seamlessly.

Low, transparent rates
Save on factoring with no sign-up fees, cancellation fees, and hidden fees.
Rates and Fees

Save thousands with the Outgo Card
Outgo's debit card1 is the best way to save factoring. Access funds instantly and lower your factoring rate to 1.0% on every purchase.
What is Smart Factoring?

Additional offerings

• Per ACH transfer: No Fees
• Per wire transfer: $20.00
• In-network ATM: No Fees
• Out-of-network ATM: $2.50
• Domestic transaction fee: No Fees
• International transaction fee: 1.0% for eligible customers

Outgo's Rate Match Guarantee

Think you might be overpaying for freight factoring? Find out if a better rate is out there.

Get your rate +1 (888) 308-8810

What does Outgo do differently?

Get funds within 4 hours
25% of our invoices are factorable within 15 minutes.

Spend instantly
Don't wait for your money- access funds instantly with the Outgo Card1 or Instant Transfers

Save with Smart Factoring
Pay just 1.0% in factoring fees on purchases with the Outgo Card1.

No annual contracts
Don’t get locked in – Try Outgo out for a few invoices and see if we’re right for you.

Non-recourse
Keep your business protected from brokers going out of business.

No reserves
Get more access to your hard-earned money – we don’t hold your money back with reserves.

Get started today

Get fast funds

We review and process payments within 4 hours of invoice upload.

50% of invoices get paid in 90 minutes or less and half of those are paid within 15 minutes.

Four hours or less funding qualifications

• Broker is approved for factoring
• Documents are submitted before 3pm EST / 12pm PST
• You’ve previously worked with this broker on the Outgo platform
• If a rate verification is not required

Certain invoices require payment confirmation directly from the broker.

Within 2 business days
Approved brokers you haven’t worked with previously on the Outgo platform or if a rate verification is required.

If the broker isn’t approved or the invoice isn’t eligible for factoring, funds will be deposited in your checking account when the invoice is paid by the broker.