Motor Truck Cargo Insurance

Motor Truck Cargo Insurance

File claims, get paid quickly, and get peace of mind with a motor truck cargo policy from DAT partner Loadsure.

Carriers manage risk every day to get loads safely to their final destination. Motor truck cargo insurance protects every load of freight with unrivaled door-to-door coverage. It also delivers fast payouts on claims, whether from theft, damage or other causes. Don’t pay extra for cargo insurance. We’ve got exactly what you need.

• Secure your freight from door to door.
• File digital claims easily and quickly.
• Get paid rapidly with zero hassle.

Secure your freight from door to door.

Avoid coverage gaps on all loads, from departure to arrival, with motor cargo insurance from Loadsure.

Comprehensive motor truck cargo insurance is important for carriers. Safely delivered cargo builds your reputation, load by load. Yet many motor truck cargo coverage policies are expensive and difficult for carriers to fund. You don’t have to break the bank to get trusted coverage. DAT partner Loadsure provides pay-as-you-go motor carrier cargo insurance. From the time you depart with your load on board to the time you deliver the load, Loadsure has your back.

File digital claims easily and quickly.

It’s as easy as submitting a mobile ticket to reap the benefits of your motor truck cargo insurance coverage.

As a carrier, you need a policy that meets your motor truck cargo legal liability needs. That includes an easy-to-follow process for rapidly filing claims in the event of unforeseen damage to cargo or an accident. Whether you haul appliances or equipment, heavy materials or household goods, Loadsure has you covered with dependable motor cargo coverage. You can file claims in just minutes with Loadsure’s automated process via the DAT One mobile app.

Get paid rapidly with zero hassle.

Keep your carrier business on the move by getting claims paid quickly so you can take on that next load.

With Loadsure, carriers including owner-operators can secure $2 million of insurance coverage for a single transport mode. If an incident disrupts your plans and you file a claim, it’s paid quickly through the power of this DAT partner’s distribution network. Settlements get completed fast and accurately. Claims payments from your motor truck cargo insurance are delivered via direct deposit to your bank account. Say goodbye to monthslong motor truck cargo insurance wait times.

What does a motor truck cargo policy cover?

Although there are different types of motor truck cargo insurance, the best policies cover every load you haul. Motor truck cargo legal liability protection ensures you have a financial safety net. This provides coverage if a load gets damaged in an accident or in the event some of your client’s goods are stolen. Modern motor truck cargo insurance coverage providers offer simple digital tools, often via an app, to get protection, file claims and receive payment. They also use artificial intelligence to pull together the latest rate data and ensure your coverage is as competitively priced as possible.

Is motor truck cargo insurance the same as cargo insurance?

These terms refer to the same financial product. Here’s how it works: As an owner-operator or another type of carrier, you have a responsibility to customers. Your objective is to haul loads safely and on time to their final destination. Motor truck cargo coverage protects each load. If cargo gets damaged or lost, services such as Loadsure let you file claims via a mobile app and get paid quickly. Carriers have motor truck cargo legal liability, so insurance coverage helps you manage risk in a cost-effective way.

What is not covered in motor carrier cargo insurance?

It’s important to distinguish between motor truck cargo insurance for the loads you carry and coverage for your vehicle. Motor truck cargo insurance coverage only protects the freight you’re transporting. Motor carrier cargo insurance doesn’t extend to the truck, sprinter van or other vehicle used to haul goods. Truck insurance or another type of policy can cover your vehicle itself. That means it’s important to understand all the necessary insurance products you should carry for proper motor truck cargo legal liability protection.

What are the most frequent causes of freight damage in the trucking industry?

Loads get damaged in many different ways. Common causes include water seeping into goods and potholes that create a bumpy ride for trucks, rattling cargo to the point of breaking. Other causes can include traffic accidents that smash cargo or toss goods onto the road or a highway median. Loss of power or malfunctioning equipment can result in damage to refrigerated foods or other cold goods. Motor cargo insurance protects whatever you carry.

Who is responsible for damaged freight?

Suppose you find a great load via the DAT load board. You pick up your freight and hit the road for your final destination. But along the way, there’s an accident, and the freight gets damaged. Who pays? If you are found liable, you are responsible for covering the costs of what you’re hauling. Carriers and owner-operators are responsible for having a motor truck cargo policy that provides protection for such situations. Motor cargo insurance from Loadsure gives you confidence by enabling full load coverage, fast claims filing and rapid payment. Motor cargo coverage keeps you rolling with minimal delays.

What happens after I file a motor cargo coverage claim?

If the freight you carry gets damaged, the first step is to file a claim via Loadsure on the DAT One mobile app. You can also access Loadsure on the DAT load board. Next, Loadsure will review your claim. The app makes it easy to check on the status of your claim at any time. This kind of transparency is one of the benefits of motor truck cargo insurance. Claims are typically settled quickly, sometimes in just minutes and, at most, in a few days. Claim payments happen fast in the digital world. They are placed in your account via direct deposit in minutes.